So, if you put in a bunch of money in your 20s or 30s and just let it sit there until you’re 65, it’s likely tripled or quadrupled in value and you can withdraw all of it without paying taxes on it. Talk about an efficient way to supplement Social Security!
That’s why a lot of people want to contribute to a Roth IRA – it’s a really great way to save for retirement.
There’s a catch, though – well, two catches. First, you can only contribute $5,500 a year (or $6,500 a year) to your Roth IRA. That’s the cap for now; it is sometimes adjusted upwards by an act of Congress.
That’s why a lot of people want to contribute to a Roth IRA – it’s a really great way to save for retirement.
There’s a catch, though – well, two catches. First, you can only contribute $5,500 a year (or $6,500 a year) to your Roth IRA. That’s the cap for now; it is sometimes adjusted upwards by an act of Congress.
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